Predictable
Earnings.
Automated.
"What if insurance didn’t wait for claims, but acted the moment a disruption happens?"
₹49
Avg weekly premium
10 / week
Hours protected
96%
Auto-approval confidence
Raju Kumar
DS-WK-2048
Why Devspirits?
India’s gig economy powers our cities, but during heavy rainfall, extreme heat, or curfews, income drops to zero instantly. We built Devspirits to bridge the gap between real-world risk and financial protection.
Monsoon Halts
Heat Waves
Zone Closures
The Zero-Click
Trigger List.
No manual claims. No proofs. If these parameters cross the threshold, your payout is initiated immediately.
Heavy Rain
AQI Spike
Extreme Heat
App Crash
Quick onboarding
Phone, UPI, zone, and platform details—done in 2 minutes.
AI risk assessment
AI scores your zone and work pattern to set a transparent weekly premium.
Live monitoring
Real-time feeds track weather, AQI, floods, traffic, and zone closures.
Auto-trigger claims
Disruption detected → Claim initiated → AI fraud checks in real-time.
Instant income recovery
Lost wages hit your UPI in seconds. No waiting, no paperwork.
FAQs &
Trust.
2,840+
Active Delivery Partners
12,400+
Total Claims Approved
96.2%
AI Fraud Accuracy
<30 seconds
Avg Claim Decision